The better way to borrow.

Welcome to the home of Guarantor Loans.

Affordable repayments

No Fees

Choose your loan amount:

Representative 49.9% APR (variable)
Representative Example: Borrowing £4,000 over 36 months, repaying £195.16 per month, total repayable £7025.76. Interest rate 49.9% (variable). Subject to status.

You want the best deal, right?

So, let's talk numbers. Here's how we size up against the rest...

The UK consumer credit landscape

The next best thing to banks

Our flexible guarantor loans are around a 30th of the APR of a payday loan and when you compare us to what else is out there, we are one of the best options for anyone borrowing up to £10,000 with a not so perfect credit score. So, if you've been turned down by a bank, we could help you get the money you need.

Why a guarantor loan could be your best option

Here at Amigo, we base our loans on friendship and trust and not ‘perfect’ credit scores. If you have someone who trusts you and is willing to be your guarantor, then we could help you.

A guarantor is someone who trusts you to make the payments, and is happy to pay for any if you don't. They're usually a good friend or family member. If they have the confidence in you to make the repayments, then we will too.

Our service is rated EXCELLENT by over 17500 customers

Rated EXCELLENT by over 17,500 customers on TrustPilot

Here's how Amigo makes borrowing simple:

takes minutes to complete an application

Our application takes minutes to complete.

We never charge fees

We NEVER charge fees.

We spread the cost over affordable monthly repayments

We allow you to spread your loan over a term to suit you and your affordability.

Could still accept you even with a CCJ

We could still accept you even if you have a bad credit score.

Award winning for a reason

We don't want to blow our own trumpet too much (okay, maybe we do a little), but we are proud winners of these awards.

Moneynet Award

Moneynet Award 2020

Best Mid Cost Loan Provider

Consumer Credit Award

Consumer Credit Award 2019

Best Guarantor Loan Provider

MONEYNET AWARD

MONEYNET AWARD 2019

Best Credit Builder Product

Best Companies

Best Companies 2019

2 star 'outstanding' accreditation

Business Excellence Awards

Business Excellence Awards 2019

Excellence in Financial Technology

Credit Excellence Awards

Credit Excellence Awards 2018

Alternative Lender of the year - Finalist